401k and Employee Benefits

California now requires a retirement plan if you have even five employees, and by 2025 even if you have only one. You don't want to get stuck with the California mandated plan. We can help.

Good news is that there are tax credits now to cover some or all of the costs. There are so many reasons to set up your plan. There's really no reason to wait, and if you do, you may end of paying penalties. It's up to $750 per employee! Each year it increases! Even if you are a sole proprietor there are so many benefits.

We are a local financial advisor firm in Thousand Oaks and we take pride in our expert guidance and personal service for you and all your employees. Let's setup a zoom or a call or a coffee so we can customize a plan to fit your needs at the lowest cost and hassle.

Our Plans Include

  • Tax Credits up to $5,000 for each of three years
  • $1,000 government credit per employee (some limitations)
  • Easy setup, easy maintaining
  • 401k/SEP/SIMPLE/Pensions using diversified menu of low cost ETFs
  • Mortgage and Real Estate Discount Program (where available)
  • Complimentary Financial Planning to Plan Participants
  • Advanced Tax/Financial Planning for Executives & Owners
  • ERISA Protection

Add Ons

  • LTC (Long Term Care)
  • Group Health Policy
  • Group Life Policy
  • Group 529 (Kid's College Fund-Can now be converted to a ROTH)
  • Group Disability
  • HSA (Health Savings Account)
  • Individual Participant IRA's
  • ERISA Protection
  • Individual Annuities

Advanced Plans

  • Key Person Insurance
  • Buy-Sell Agreements
  • Captive Insurance (Self Insure if aggregate annual insurance costs more than 250k per year)
  • And everything our regular plan includes