California now requires a retirement plan if you have even five employees, and by 2025 even if you have only one. You don't want to get stuck with the California mandated plan. We can help.
Good news is that there are tax credits now to cover some or all of the costs. There are so many reasons to set up your plan. There's really no reason to wait, and if you do, you may end of paying penalties. It's up to $750 per employee! Each year it increases! Even if you are a sole proprietor there are so many benefits.
We are a local financial advisor firm in Thousand Oaks and we take pride in our expert guidance and personal service for you and all your employees. Let's setup a zoom or a call or a coffee so we can customize a plan to fit your needs at the lowest cost and hassle.
Our Plans Include
Tax Credits up to $5,000 for each of three years
$1,000 government credit per employee (some limitations)
Easy setup, easy maintaining
401k/SEP/SIMPLE/Pensions using diversified menu of low cost ETFs
Mortgage and Real Estate Discount Program (where available)
Complimentary Financial Planning to Plan Participants
Advanced Tax/Financial Planning for Executives & Owners
ERISA Protection
Add Ons
LTC (Long Term Care)
Group Health Policy
Group Life Policy
Group 529 (Kid's College Fund-Can now be converted to a ROTH)
Group Disability
HSA (Health Savings Account)
Individual Participant IRA's
ERISA Protection
Individual Annuities
Advanced Plans
Key Person Insurance
Buy-Sell Agreements
Captive Insurance (Self Insure if aggregate annual insurance costs more than 250k per year)
